Here’s the latest edition to the Twenty Something Finances Carnival! Thanks to all the readers and writers in making this carnival a huge success. All articles will be within the more cut since the list is so long! Thanks again for participating!
General Twenty Something Finances
Dhawal presents The Fundas of Funds posted at After-Grad.com.
Eric Hudin presents Life Insurance and Estate Plans - Protecting Your Assets from Estate Taxes posted at My Estate Planning Career Blog, saying, “Estates and estate plans have a mystique all of their own to the average observer. It is certainly a complex world of tax rules and regulations where inherited assets are taxed upon death. How might this affect you and the estate assets you now possess?”
Eric Stanley presents Three Rules for Financial Freedom posted at Personal Finance Blog Articles, saying, “In a world of debts and overspendings, there are three simple and common sense rules that anybody can and should follow in order to cope with money. For applying them, you will only need a pencil, a piece of paper and 5 to 10 minutes every month.”
Thomas Humes presents To Be A Millionaire posted at Wealth Building World, saying, “Most everyone will make a million dollars within their lifetime. For those making $50,000 a year it will take 20 years. For others it can take 2 years. So what does it take to be a millionaire? Becoming a millionaire is often times an added result of reaching a goal that was not based on a money.”
Roshawn Watson presents 10 Money Lessons I Learned From The Movies posted at Watson Inc, saying, “As a self-proclaimed movie buff, here are 10 financial lessons I observed from eight of my favorite movies.”
chica with issues presents Getting on the road to financial success posted at One Snarky Chica with Issues.
Roshawn Watson presents Forget Looking Rich…BE Rich! posted at Watson Inc, saying, “What is the good life to you? Like many, I used to imagine Barbie and Ken with the big home, matching BMWs, vacation home(s), and luxurious yacht. I assumed that Barbie and Ken were the very portrait of success. However, a closer look revealed that my vision was distorted. Barbie and Ken were BROKE! Forget looking rich, let’s be rich instead.”
Charles Bennington presents Are you part of the 5%? posted at Chuck Boobs- Thinking Outloud…Really Outloud., saying, “A short article on why only 5% of the US population will ever become wealthy.”
Big Cajun Man presents University Costs Holy Crap! posted at Canadian Financial Stuff, saying, “Remember how expensive it was when you went to school? Just think how expensive it’s going to be for your kids!”
Joel presents Less Stress: Reduce Your Lifestyle posted at So You Want To Teach?, saying, “As I continue my series on Stress Reduction, we come to Lifestyle Reduction. I basically outline a basic pattern for getting out of debt.”
David presents Business Term Loans, How can these loans help your business posted at Gaizer.com, saying, “Term loans have a fixed interest rate (although some loans offer a variable rate). A personal guarantee from the borrower and/or collateral (business, personal, or both) is usually required to secure the loan”
David presents How to get a Business Loan posted at Gaizer.com, saying, “Loans are a time-tested way of raising capital for your business. We would love to tell you that it is as easy as going to the bank and asking for money, but as you probably know by now it is quite the opposite. Some banks.”
ISPF presents Get Rid of Unwanted Mail. It’s Bad for your Wallet and Bad for the Environment posted at Grad Money Matters.
Joshua Dorkin presents A Primer on Escrowed Funds posted at Real Estate Investing For Real.
wilson ng presents The Yin and Yang - It Goes Both Ways posted at Reflections of a BizDrivenLife, saying, “I once joked with a banker that he has the best business in the world — even when he is asleep, his money is creating more money as interest is compounded upon interest. That is great if you are the creditor. But it works both ways - if you are a debtor, your interest is also being computed whether business is moving or not. We want to be entrepreneurs because once you have a business, your business can be a resource which keeps earning for you. However, until that is established, a business can also be pulling your money in. Understanding that an advantage can be a disadvantage in other situations is one of the things to understand about money and finance.”
Aaron Wakling presents Improving Your Credit Score - Fundamental Factors posted at The Credit & Credit Card Blog, saying, “To understand how to improve your overall credit rating, it is imperative you understand what factors influence your FICO score.”
Eric Hudin presents Estate Planning Tax Advice - Why You Need It and Where to Find It posted at My Estate Planning Career Blog, saying, “Taxes are something you have to pay all of your life, and if you do not plan ahead, they will be something your estates will be paying even after you are gone. So making sure that you get quality estate planning tax advice when you are arranging your final affairs is one way to ensure that your heirs, and not the IRS, receive the bulk of your estate.”
Thomas Humes presents Guidelines for Building Wealth posted at Wealth Building World, saying, “Review my guidelines for building wealth.”
Rickey Henderson presents Rickey’s Vegas Odyssey posted at Riding with Rickey, saying, “An article on HOW NOT to save money when you go to Vegas. Enjoy.”
JASMBA presents Getting Ahead posted at Getting Ahead.
Juan Millon (1mil) presents Are You Destined For a Life of Mediocrity? posted at Millionster.com, saying, “Despite all the knowledge and wisdom of the googled world most people will not achieve middle-class success.”
edithyeung presents The Money Series – Books that You Just Cannot Miss posted at Edith Yeung.Com: Dream. Think. Act..
Roshawn Watson presents Creating Phenomenal Wealth Over Time posted at Watson Inc, saying, “The long-term view of wealth is not congruent with many of our current societies’ values. We live in a fast-food culture where everything must be instantaneous. This would explain the preponderance of get-rich quick programs, and most are terrible. Meaningful change often necessitates a significant time-investment”
Alex Schoenfeldt presents Grand Opening of the Advice Network: Coming Soon! posted at Advice Network Founders Blog, saying, “Our contests gives you a chance to win a MacBook, and it promotes your business too. Your article will be a good inbound link, and if you blog about this, let me know and I will link to you from my blog too.
poetloverrebelspy presents Road Trip Savings: Fuel Costs posted at Less Than a Shoestring, saying, “This entry has perhaps the broadest potential interest for carnival readers. More recent posts have dealt with saving money in two European destinations: London and Stockholm.”
ChristianPF presents The Best of Everything in 2007 posted at Money in the Bible | Christian Personal Finance Blog, saying, “Kiplinger’s just came out with their best list of 2007. In it they cover a wide range of services and products they have ranked. Here are a few that stood out to me.”
John Crenshaw presents Are You Proactive or Reactive? posted at Dominate Your Life, saying, “You can learn a lot about how to be successful in life and business by studying what works for people in really intense situations. Am I ever going to be so bombarded with information that I’m incapable of processing it all?”
Super Saver presents Sometimes What Seems Easy Is Really Hard To Do posted at My Wealth Builder.
the baglady presents Breaking Up is Hard to Do — Leaving A Job Where You Are Wanted posted at xynny.
Credit Cards and Debt
Karen Halls presents Bankruptcy Vs Bankruptcy Alternatives posted at A Bankruptcy Lawyer’s Blog, saying, “When you’re beginning to find it difficult to pay off your debts you might consider filing for bankruptcy as your ultimate debt solution. But have you considered other options before you finally declare personal bankruptcy?”
Colin Robertson presents College Students and Credit Card Debt | Credit Help and Tips posted at The Truth About Credit Cards.com.
ISPF presents How Much Credit Can a Student Get? posted at Grad Money Matters.
Tim Ramsey presents 5 Ways to Try and Reduce Your Debts and Outgoings posted at My Debt Relief Blog, saying, “Anyone that has a high level of debt or a number of creditors to pay off each month will know how stressful and difficult financial management can be. However, for those crippling themselves with monthly outgoing as a result of high debt levels there are some steps that could help to reduce the amount that you have to pay out each month, as well as reducing overall interest paid on your debts.”
Mr Credit Card presents Credit Card Fraud Protection Comparison Preview (Ask Mr Credit Card’s Blog) posted at Ask Mr Credit Card’s Blog.
Eric@APennyCloser.com presents Keeping Out of Debt - The Speakers posted at A Penny Closer.
James presents Other options besides Payday Loans posted at Payday Loan Cheapskate.
Michael Bass presents Bankruptcy or Debt Settlement? posted at Debt Prison.
John Crenshaw presents What’s the Point in Paying Points? posted at Truthful Lending dot Com.
FIRE Getters presents Gas Credit Card - Discover Open Road! posted at FIRE Finance.
Steve Faber presents - Credit Card Practices to Watch Out For posted at DebtBlog.
Tim Ramsey presents 7 Steps to Debt Freedom posted at My Debt Relief Blog, saying, “For anyone out there who has ever forgotten a payment or found themselves with more debt than their income could pay, you know how aggressive some of these creditors can be.”
Eric Stanley presents How The Recent Credit Crunch Could Affect You posted at Personal Finance Blog Articles, saying, “With banks and financial intuitions unsure on the risks involved with lending to one another, a ripple effect is being sent out into the rest of the lending world.”
Investing
Allen Taylor presents Doubling Stocks With A Small Bankroll posted at Investing World Today, saying, “Successful traders know that you should never risk more than a small fraction, like maybe 5%, of your bankroll at any given time. When I say risk only 5% Im not suggesting you only spend 5% of your bankroll on shares, but rather that, for a losing trade, you exit the trade when your loss would only represent 5% of your bankroll.”
John Crenshaw presents Is Real Estate Really A Good Investment? posted at Truthful Lending dot Com, saying, “Is Real Estate the ultimate investment as many people think of it? Let’s take a look at how it stacks up to other investments.”
Sam presents Stock Investing With Warren Buffett. Investment Advice From a Billionaire. posted at Surfer Sam and Friends, saying, “Warren Buffett, billionaire investor, businessperson and philanthropist, is often called the “Sage of Omaha” or the “Oracle of Omaha.” He is well known as the second or third richest man in the world, behind Bill Gates of Microsoft. His timeless philosophy of value investing has proven relevant and profitable in all types of markets and financial environments.”
Larry Russell presents Diversify To Avoid Investment Fraud posted at THE SKILLED INVESTOR Blog, saying, “Stories about investment fraud often seem to include the phrase “his or her life savings.” There should never be a moment during your lifetime when your life savings are not heavily diversified across many investment vehicles and firms.”
The Investor’s Journal presents The Temptations of the Stock Market posted at The Investor’s Journal, saying, “Each day that I become a better investor, I am tempted to throw it all away for some risky trade. Becoming successful in the Stock Market is never something that is easily accomplished, and one of the main reasons is because it is just too easy to get caught up in the quest for fast and easy money. You make a few good investments, and just like that you feel like you are ready to take on some of the more riskier positions. The irony of it is that you built up most of your gains and confidence through conservative investments.”
Allen Taylor presents Investing - Determining Your Goals posted at Investing World Today, saying, “Much like an exercise program, you will want to determine your goals before you begin to invest. Your goal might be retiring in 20-30 years, kids college funding or, if you got started a bit late, retirement in the next 5 to 10 years.”
David presents Things to Remember When Considering Venture Capital posted at Gaizer.com, saying, “Develop your business strategy. Your executive summary must clearly state what your business does and how you expect to make money. Investors will question your revenue projections and how you plan to achieve them, particularly in relationship to the current market environment, costs, distribution, and supply.”
David presents Angel Investors, Who are they and What can they do for your business posted at Gaizer.com, saying, “Angel investors are high-net-worth individuals who invest in early-stage companies. They are usually former entrepreneurs who are now looking to invest as well as provide their expertise.”
That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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