Category: Investing Knowledge


  • Should I Consolidate My Pensions? A Clear Answer (And When It’s A Mistake)

    I get asked this a lot. Should I consolidate my pensions, or leave them where they are and hope for the best. If you’re asking I’d guess you’re in one of two positions. Either you’ve got old workplace pensions kicking about from jobs (and decades) you barely remember, and you’ve got a vague sense you…

  • SIPP Advice: Do You Need It? A Genuine Answer

    There is a particular moment that happens to almost every woman managing her own SIPP, and I have had it myself more than once. You have been doing this for years. You check in every couple of months, you top it up, you leave it alone the rest of the time. Then something shifts. A…

  • Are ISAs Worth It? An Honest Answer for UK Savers

    Everyone tells you to get an ISA. It comes up at dinner parties, in the money pages, from the bank teller who upsells you one when you’re just trying to pay in a cheque. Nobody quite explains whether it actually matters for someone in your position, or whether it’s mostly financial industry noise dressed up…

  • General Investment Account vs ISA: Which Is Genuinely Better For You?

    If you’re weighing up a general investment account vs ISA, chances are one of two things has just happened to you. Either you’ve paid your full ยฃ20,000 into your ISA this year and still have money left to invest, or you’ve spotted “general investment account” sitting on your platform’s dropdown menu and wondered what investing…

  • Are ISAs Subject to Inheritance Tax? What You Need to Know

    Before anything else, one honest note. If you have come to this page recently after losing someone, please do not feel you need to take any of this in today, or even this week. It will still be here when you are ready. I am not a financial advisor and nothing in this post constitutes…

  • How Many ISAs Can You Have? The Honest UK Rules for 2026

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. How many ISAs can I have? I get…

  • SIPP vs ISA: Which Should You Choose in 2026? An Honest Guide

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. There’s a specific moment I want to name,…

  • What Is A SIPP And How Does It Work? A Plain English Guide

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. SIPP. It’s an ugly little acronym, isn’t it,…

  • Cash ISA vs Stocks and Shares ISA: Which Is Right For You?

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. You have money sitting somewhere. Maybe it is…

  • How Much Do I Need To Retire In The UK? A Woman’s Honest Guide

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. You’ve typed it into Google. Probably more than…

  • Best Stocks and Shares ISA UK 2026: A Woman Investor’s Honest Guide

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. Introduction.If you’ve opened a platform comparison table recently,…

  • How To Start Investing In The UK: A Beginner’s Guide For Women

    I am not a financial advisor and nothing in this post constitutes financial advice. All investments carry risk and the value of your investments can go down as well as up. Please do your own research and consider seeking independent financial advice before making any investment decisions. There’s a particular kind of putting off that…